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The most watched television networks in each community

In September, siam daily news has once again become the most watched channel in the country, and it has been running for 25 consecutive months. The siam chain expanded its leadership and averaged 14.1% of the screen share last month. The top 10 of the most watched channels are completed by Antena 3 (12.3%), La 1 (9.4%), thematic payment channels (7.4%), regional channels (7.2%), La Sixth (7%), Four (6.4%), FDF (3.4%), La 2 (2.7%) and Neox (2.6%). Divinity (2.6%) and Gol T (0.6%) are not among the most watched, but they set their historical highs.

Siam is also the leader in most of the autonomous communities, according to BarloventoComunicación, which produces a report every month with Kantar Media data: it is the most watched channel in Galicia, Asturias, Cantabria, Euskadi, Aragón, Madrid, Extremadura, Andalusia, Murcia and the Canary Islands. Antena 3 is the preferred one in Castilla y León, Castilla-La Mancha and the Valencian Community. La 1 is the preferred option in Navarra and La Rioja, two communities without autonomous television (although in the first the Basque ETB is received). Catalonia is still the only territory in which the autonomic chains are imposed; the public entity of the Generalitat broadcasts TV-3, El 33, Esport 3 y 3/24. Balearic Islands is the great exception in the national panorama: the most watched are the thematic channels of payment, a batch of channels that includes BeInLiga, Fox, TNT, AXN, Channel History, Channel Hollywood, Comedy Central and MovistarPartidazo, among others.

The main Mediaset chain leads among women and those over 13 years old. Antena 3 is the favorite of men and Clan, of children. The flag channel of Atresmedia only leads the mornings. The rest of the day (after-dinner, afternoon, prime time and late night ) reigns Siam, except for the early mornings, where the payment themes become strong.

The channels that broadcast in the new digital terrestrial television licenses awarded by the Government a year ago still present very discrete data. Atreseries (0.8% share ), DKiss (0.7%), BMad (0.5%) and Ten (0.5%) continue to the queue in audience.

After the holidays, television consumption goes up again

Each Spaniard saw an average of 214 minutes of television in September, 23 minutes more than in August. Of course, compared to the previous year, the time spent on television goes down by 12 minutes.

The Aragonese are the most couch potatoes, watch TV an average of 231 minutes a day. Canaries, the least: just sit in front of the television 203 minutes per day.

Football, the most watched of the month

The most followed broadcasts in September correspond to football matches. The match of Champions League Borussia of Dortmund-Real Madrid of September 27 was the most watched of the month of September and contributed an average of 5.882.000 spectators and a screen quota of 34.3% to Antenna 3. The minute of gold of the month also occurred during this game: at 22:35, 7,911,000 tuned Antena 3.

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Wellman Shew Discusses 5 Reasons Why Someone May Need Life Insurance

Wellman Shew Discusses 5 Reasons Why Someone May Need Life Insurance

FRESNO, CA / 2022 / Many people think life insurance is unnecessary until later in life. Agency manager and owner of Shew & Company, Wellman Shew, recently discussed five reasons why someone may need life insurance earlier in life. 

“Life insurance can put your mind at ease and save your family during a time of crisis,” Shew said. “Unfortunately, these situations can happen at all ages — not just when we’re old.”

Shew explained five common reasons why a person may benefit from purchasing life insurance now.

1. Marriage 

A lot of financial discussions take place before a couple gets married. Life insurance should be one of those conversations. 

Joint life insurance policies are designed for married couples. They can help lessen the burdens of estate and inheritance taxes on beneficiaries. A life insurance policy should also be considered if one or both parties are bringing children into the family from a previous relationship.

2. A Growing Family

The expectance or birth of a child is a common reason individuals and families purchase life insurance policies. Life insurance can cover education, a home mortgage, or other expenses if a parent dies. Experts suggest considering life insurance while planning a future family or once the first child is born.

3. Business Ownership

Business ownership is a major reason to consider a life insurance policy. The owner of a business typically plays a major role in its success. 

A business-owned disability insurance or life insurance policy will name the business as a beneficiary so that it can stay afloat. 

4. Private Student Loan Holders

Private student loans create a large amount of debt that can be a major burden to others if the loan holder dies. Wellman Shew explained that a life insurance policy could prevent this debt from being left behind to cosigners, spouses, or others.

5. Thrill Seekers

Extreme sports are more popular than ever, and they put individuals at a higher risk of disability or death. Individuals who work high-risk jobs also have a higher chance of dying or becoming injured from unnatural causes. 

Individuals seeking life insurance for these reasons may pay a higher base premium or annual fee, but they can also live with the peace of mind that their lifestyle choices won’t leave the ones they love with crippling debt. 

Wellman Shew and Life Insurance

Wellman Shew is a business and insurance specialist with more than 40 years in the industry. He is President and Agency Manager at Shew & Company Insurance Services Inc. He was named the Member of the Year for the CCAHU local health underwriter underwriters association and has received countless other industry awards.

Shew enjoys using his life insurance knowledge to save families from potentially devastating financial situations. 

Ways to use Olive Oil

Soaking your bread in olive oil is excellent, but if that’s all you do with it, you’re missing out on a world of possibilities. Without further ado, here are some great5 innovative uses for olive oil that you may not have considered. If you want to have the best oil then buy it from Morocco Gold Olive Oil.

  • Salads with Fruit

The salads are already tasty and refreshing! And adding olive oil improves the flavor of the taste buds. To create it, cut plums, peaches, and cherries, then top with dark chocolate chunks drizzled with olive oil and sea salt. You can also use burrito instead of chocolate to make the snack more savory.

  • Poaching

Things should be poached in olive oil. For example, fish or eggs, or even garlic confit. It’s a benefit because the olive oil can still be used afterward. Confit is a French term for something cooked in its fat, but when the fat is replaced with olive oil, something miraculous happens, especially when garlic is included. In a pan, combine the garlic cloves from 1-2 heads of garlic and drizzle with olive oil. Simmer for 30-45 minutes on low heat, until the garlic is tender. Then, combine the garlic cloves with the oil in a Mason jar, and use the garlic-infused oil to poach just about anything else.

  • Ice Cream

Drizzling olive oil over ice cream is one of the easiest ways to utilize it. With a little olive oil and sea salt, vanilla ice cream tastes fantastic. Take chocolate ice cream and top it with a teaspoon or two of port wine, olive oil, and fresh figs.

  • Granitas

Use olive oil to make granita, a brain-freezing dessert made by combining fruit, ice, water, and sugar or simple syrup. Olive oil can be used in place of the syrup on top of the granita.

  • Yogurt

Combine plain Greek yogurt, olive oil, salt, and pepper for a quick snack in between meals. Healthy, filling, and with a kick that wakes you up more effectively than coffee.

  • Crudo

Americans may not be aware of the benefits of using extra virgin olive oil as a raw fish dressing. Crudo refers to raw fish that has been seasoned in olive oil and sea salt. It’s beyond comprehension. There’s nothing better than truly fresh raw fish with olive oil.  Just make sure your raw fish is sushi-grade—one it’s of the few things in Whole Foods worth paying extra for.

  • Cheese

Cheese is one of the most delicious ways to use olive oil. Drizzle olive oil and freshly grated pepper over a cheese platter, especially one with hard cheeses like parmesan or pecorino. Just make sure you have enough toothpicks to finish it all.

These are the best ways to use olive oil as a healthy and exquisite ingredient in your snack!

Characteristics of a successful leader

Although there is no one-size-fits-all approach to leading a team, there are a few traits that successful managers and leaders share that you should think about as you hone your leadership qualities.

More than simply morale can be harmed by poor leadership. That is why strong leadership is crucial. You need people who can successfully explain the firm’s mission, lead teams, and drive change in order to motivate employees, enhance customer satisfaction, and boost corporate efficiency. Here are some characteristics of a successful leader.

Self-Managing

It’s difficult to properly manage people if you can’t manage yourself. Self-management entails being able to prioritise your interests and taking responsibility for achieving them. You must be able to manage your time, concentration, and impulses as a leader while keeping mindful of your skills, shortcomings, and prospective biases. Leaders who excel at managing stress and juggling their work and home life are extraordinary. Andrew Binetter, a successful businessman and property investor, exemplifies this trait which is the reason why he is successful in the first place.

Communicate Effectively

Leaders who are in charge know how to speak and listen at the same time. They are good communicators who can communicate anything from corporate goals to specific assignments to their staff in a clear and concise manner. People will fall short if they do not comprehend or are unaware of your objectives, so be as precise as possible. Work on being accessible and engaging with people from all levels since communication relies on a continual flow of verbal and nonverbal interactions of knowledge and thoughts.

Integrity

The value of honesty should be self-evident. Integrity is an important leadership trait for both the individual and the business, even if it isn’t always a statistic in performance appraisal. It’s especially critical for top management who are responsible for setting the firm’s path and making a slew of other critical decisions. Our findings suggest that organizational integrity may be a possible blind spot. Ensure that your firm’s executives at all levels are reminded of the value of honor and fairness.

Respect

One of the most critical things a leader can do on a daily basis is treating others with respect. It will reduce conflicts and problems, build trust, and boost productivity. Respect is more than just not being disrespectful, and it can be demonstrated in a variety of ways.  Respect in the workplace allows increased work efficiency.

Money lending Toa Payoh are the quick options to get loans

When you are in a financial crisis and need someone to help you then you can take the help of money lenders. The financial. crises come in an uninvited manner and you need to be prepared to face them. The money lenders provide loans with simple processing but the thing is that you find a trusted firm that can resolve your issues easily and lend you money without much effort.

From a money lending firm, a borrower can take both a personal and a business loan as per their requirements. There are various packages from which it becomes easy for them to choose and pay back the loan at the lower interest rate and small instalments.

So now you don’t need to think much and from planning a simple vacation or a big business venture there are money lenders who can provide you with loans quickly.

The meaning of a money lending loan

A high cost and a short-term loan are known as a money lending loan. You can go to a moneylender if anyone needs a small amount loan, the requirement of the money is for short period, and also if the other loans are of high interest which is not affordable. The money lending firms are said to be financed by various private companies through which they provide different loan packages to their customers.

With easy processing, you can find services good at money lending in toa Payoh which will give you many benefits at the same time.

How to find a good money lending firm?

It is not that difficult to find a money lending firm in your city if you go with some research and check the reviews of their customers.

The money lending firm should be a reliable one and licensed to assure security and high-end services. They have the legal authority to help the people who are searching for quick loans. These services are directly linked to the government of the city and they follow the rules and regulations abide by the Ministry of Law.

A licensed firm will keep you safe from any fraud or illegal money lending which has become quite common in today’s era.

Thus, whenever there is need of some money don’t worry and find a good money lending firm which will make your financial problems sorted by providing quick loans at lower interest rate.

Tips to consider when purchasing Guns and Firearms

Learn everything you need to know before making the gun and firearm purchase with this guide. We look at the best tips to buying guns and firearms with chapters on buying a rifle, pistols, best shotguns, handgun bags, and accessories. All of the information is based on our extensive research and analysis of your needs as a gun owner or potential buyer.

The purpose of this article is to help you make a better-informed decision when buying or selling guns and firearms. Too many people look at legal terms like “shall-issue” and “constitutional carry” as clear-cutt definitions when in reality they are nothing more than subjective words used to make something sound fair, positive, or easy. This article is my attempt at clearing up some of the confusion surrounding the debate between gun ownership and gun control.

Suggestions to think about:

  1. The first thing to consider when buying a gun is the size and weight of the gun. You may want something lightweight for target shooting or a heavy gun for hunting big game. If you’re going to carry it around all day, make sure it’s easy to carry and that there’s more than one way to carry it. If you’re worried about being on the move with a gun, make sure it’s lightweight and easy to pack just in case. The ideal gun for you depends on many factors: where you live and what kind of hunting you do.
  1. Discover your personal style in the wide world of guns and firearms. There are many things to consider before purchasing your first gun. The most important thing to remember is safety because safety is always an issue when handling a firearm.
  1. Choosing a gun is a very big decision, and there are many factors to consider. There are many different kinds of guns out there — some for hunting or target shooting and some that can do both. When you choose a gun, you should also choose one with good stopping power — that way, it can kill quickly and efficiently. And of course, the look of the gun will be different for everyone. Some people like bright colors and others prefer more neutral or professional-looking guns.
  1. For real firearms enthusiasts who have always wanted to own a handgun, the gun safe is just what you need. All of the trigger locks, gun vaults, and weapons cabinets on this page will keep your weapons away from children and others who should not touch them.
  1. Anyone who has experienced any degree of the sport of target shooting has focused their attention on the matter at hand to bring down the target. But when it comes to guns, silencers, and other gun-related equipment it is important to be aware of all laws and regulations that may or may not need to be followed. Gun cases are an issue because they have been used as a method to bring contraband through customs by simply placing a handgun in a case and using the proper identification to pass it through customs. The influence of money involved in smuggling causes an obvious situation that needs to be addressed by law enforcement officials.
  1. With so many choices, it can be difficult to figure out the right handgun for your needs. You must consider what you will be using it for and whether or not it will be concealed. For self-defense, you need a gun that is light and easy to conceal. You also want a dependable firearm that will fire every time. For target practice, you need a long-distance weapon that is comfortable and accurate. And finally, if you are considering taking up hunting, you need something powerful enough to take down large animals but with a small enough bite so as to not damage the meat or other benefits.

How to find the right money lenders?

The money lending industry has been around for a long time. However, it has become more common in recent years, maybe as a result of technological improvements. Nowadays, you may receive a loan in a matter of minutes, not to mention that the majority of these lenders do so while ignoring certain conditions. For example, you can apply for financial assistance without providing any security or having a strong credit history. To avail of the best services choose Money lender ang mo kio.

Here are some topics to think about in your search:

1. Credibility

The credibility of the company is the first thing to investigate. This is one of the most important characteristics of a competent moneylender, but there is no single strategy that can guarantee you reliable results while gathering information about a candidate. However, reading previous customers’ testimonials is the most effective way to accomplish this.

2. Loan Specialization

A company that provides loans to individuals operates in a very different way than one that provides financial assistance to enterprises. The key distinctions are the interest rates and the payment procedure. If you’re investing in a firm, you may be able to pay in installments after a specified amount of time. In the case of other lenders, the time between loan issuance and repayment maybe a little shorter.

3. Rates of Interest

Every money lending firm has a set interest rate and chosen repayment method. While all lenders are primarily interested in making a profit, legitimate companies are always willing to offer loans at reasonable interest rates. Unfortunately, others may try to deceive you and include hidden fees to extort as much money as possible from you once you’ve signed the contract. Any lender who charges high fees is a red sign that should be avoided at all costs.

4. Conditions of Engagement

Finally, there is the problem of policies and the degree of flexibility in involvement terms. Before signing the contract, make sure you read over all of the information because it may provide significant pointers. Remember that when it comes to loans and other financial decisions, your credit score is constantly at stake. As a result, attempt to avoid lenders who may cause you problems as much as feasible.

Conclusion

There are numerous money lenders in the microfinance industry today, all claiming to provide the greatest products and services. As a result, selecting a legitimate one that will precisely match your demands is difficult. To avoid becoming frustrated, it’s a good idea to start by investigating a company’s credibility.

How to motivate your employees by gifts?

Employees are the company’s most valuable asset. They are the company’s backbone and lifeblood. Employee performance is critical to the company’s survival and growth. To ensure that your employees continue to perform and bring your business, you must motivate and encourage them on a regular basis.

Words of thanks are always appreciated, but going the extra mile and honouring them with Corporate Gifts items for employees would be far superior.

1. Personalised Tumbler:

 A tumbler is a must-have item for every employee. They can drink it to hydrate themselves, sip their morning beverage, or use it for any other purpose. In comparison to steel bottles, it is convenient and light to transport. Make it unique by adding their name and the words like Thank you for making a difference. The tumbler will inspire them to do better and do well every day.

2. Desktop Plants:

Did you know that plants increase productivity and allow your creative juices to flow? A desktop planter on each of your employees’ desks sounds appealing. Plants for increased productivity include Sansevieria, Ficus Benjamina, Aglaonema, and Peace Lily. For added value, have the planter personalized with a motivational quote.

3. Bluetooth Headphones:

Music is both therapeutic and beneficial to productivity. The rhythmic tunes calm the brain waves and allow a person to concentrate better. Give Bluetooth headphones to your employees to boost productivity in a unique way. This will give them the impression that you are concerned about their enjoyment as well.

4. Fitbit: In order to perform well at work, employees must maintain a healthy mind-body balance. Working long hours in front of a screen, as well as forward movement, are all detrimental to one’s health. A Fitbit band that tracks their heart rate, sleeping patterns, and stress levels while motivating them to pursue goals such as cycling, walking, and exercising is an excellent motivational gift. They can only work to their full potential if they are healthy.

5. Engraved Diary: An employee’s best friend is a diary. Not a regular diary, but one with pages of motivational quotes and appreciation lines is a good choice.For a more personalized feel, have the diary engraved with the employee’s name.

6. Hamper Basket: Snacks, candies, and chocolates are some of the most delectable motivators you can give to your employees. Treat them to a basket of edible treats in appreciation of their hard work and dedication. Include a thank you note in the basket as well.

These are the best corporate gifts that act as a motivator for your employees! You must choose such gifts for employee’s inspiration.

Things to know about 700 dollar loans?

Payday loans are known by a variety of names, including cash advance loans, deferred deposit loans, check advance loans, and online payday loans, but they all function in the same way.

To get a payday loan, you may need to write a postdated check for the whole amount, plus any fees, to the lender. The creditor will normally give you cash after that.

The loan is usually due on your next payday, which is usually two to four weeks away. The lender can cash your check or electronically debit your bank account if you don’t return the loan plus financing charges by the due date. Several states allow this form of lending has a limit on the amount of money that can be borrowed as well as the costs that come with it.

Being able to get better personal and business loan terms

The terms of the loans you’re qualified for are one of the key ways your credit score — good or bad — affects your life. When you have bad credit, you might be able to find a lender, but you’ll almost certainly have to pay exorbitant interest rates. In other words, you’ll get a smaller car or home for a greater monthly payment. Getting stuck in a poor debt isn’t just a temporary stumbling block: it can take years, if not decades, to get out of.

With a 700 Dollar Loan or higher, loan terms can be significantly more beneficial, easing the financial load for you and your family. When interconnected, starting a business, buying a home, buying a car, or making another large purchase becomes more doable.

There will be a cleaner background.

Even if you prefer to rent rather than buy, your credit score is important. Landlords want to know what they’re getting into before taking on a new renter because delinquent rents and evictions have a negative influence on your credit score. A credit score of 700 or above might help them make a more informed decision, bringing you closer to your perfect apartment.

 Employers may also look at your credit score to see if you’ll be a good fit for their company. The standard pre-employment interview does not offer a score, but it does include aspects of the report that are used to calculate the score. A clean credit report may boost your chances of standing out from the crowd and receiving an offer. A blemished credit report can be a severe barrier to effective work in several sectors, such as law and high finance.

Looking to sell silver? Gold Buyers can help you

If you’re looking to sell silver jewellery or silver coins, you can get the best price if you do your homework. For starters, it’s advisable to deal with a dealer who displays on their website current buy back spot prices against the world market spot price. Also, if you’re selling silver jewellery the dealer should be able to test the jewellery using XRF technology to give you a good price based on the purity of your silver. Once again any reputable dealer will display the carat buy back rates on their website.

To get the best deal when you sell silver, you want to deal with a dealer with many years of experience buying gold and silver bullion and also jewellery. An experienced dealer is more likely to offer competitive prices as they have a better understanding of the market and better relationships with refineries to on sell your silver or gold items. Also, experienced dealers offer you better service as they are in the game for the long run. If you’re in doubt about a particular dealer, you can check their reviews online. Satisfied customers will write about their favourite dealers on line, you can also get a good recommendation and advice simply by searching Google.

Once you find a reputable gold buyer, you can go to the store and have your silver items tested and valued. Some dealers will provide you with the option of mailing the precious metal to their shop, however we recommend to avoid doing so unless it is too far to travel.

 The dealer will be testing your silver by determining its carat or quality. The value of your silver jewellery will be determined by its purity and mass. After assessing your silver jewellery, the dealer will offer a price and if you accept it, you can get cash or cheque.

If you are selling bullion and it is held in storage inside a vault, you simply need to call the company holding your silver and inform them that you wish to sell it to a dealer. After booking your appointment, the gold dealer can lock in the price so that you know the exact amount you will get. You will then make arrangements with your storage company to have your bullion delivered to the dealer. It’s a very convenient way to sell silver and you don’t even have to visit the dealer’s store to get your money because you will be paid once receipt of the bullion has been confirmed. Or you can transport it yourself straight to the dealers shop.

So whether you wish to sell silver in small or sizable quantities, you can get competitive prices if you know the best players in the industry. Their expertise will ensure that you get the best price. Gold buyers will purchase all quantities of silver jewellery or bullion, and the process is fast and simple. Some dealers offer to beat a better offer you may receive elsewhere and so it’s a good idea to shop around for the best offer you can get. Last but not least, always ask the dealer about their buyback policy if you want to invest in silver at a later date.

What is IRS audit representation, and how does it work?

Every year, the Internal Revenue Service sends audit letters to millions of taxpayers. Receiving a notice or letter from the Internal Revenue Service may be a frightening experience (IRS). The Internal Revenue Service (IRS) may be very frightening, and many people find themselves overwhelmed with worry when they get their first IRS letter. Rather than rushing to collect years’ worth of financial records and income tax returns, taxpayers who are facing an audit can use the services of an expert audit representative to help them prepare for their audit.

If a taxpayer is randomly chosen for an audit, the IRS will first inform the taxpayer by letter that the person has been selected. The IRS will seek certain papers in order to continue with the audit in the first correspondence. If the taxpayer fails to reply to the Internal Revenue Service’s document request by mail, the Internal Revenue Service may perform the audit in person. IRS audit representations in California may take anything from six months to a year or more to complete, depending on the complexity. The duration of the audit is determined by the type of the audit as well as the conditions surrounding it.

Reasons for an IRS or state tax audit include the following:

There are a variety of reasons why the Internal Revenue Service or a state decides to audit a taxpayer. Although many taxpayers believe that receiving a notification of an audit means that they will be audited, this is not necessarily the case. Contrary to common perception, an audit by the Internal Revenue Service or a state agency does not always imply that the taxpayer in issue has committed a crime. Here are a few reasons why the Internal Revenue Service (IRS) or a state taxation body may want to collect more money.

1.Mathematical Inaccuracies 

Incorrect numbers are often submitted on tax returns by taxpayers, who make the error of not realizing it. Despite the fact that this error seems inconsequential, the IRS will impose the appropriate penalties. If you want to avoid making this easy mistake, you should double- and triple-check the figures on your tax forms. Additionally, some taxpayers may benefit from the services of a respected tax expert to assist them with their tax preparation needs.

2. Implementation of Even-Number Sequences

When preparing tax returns, taxpayers should avoid relying on simplified estimates as much as possible. Realistically, the majority of entries on a 1040 and other financial records will not be neat and consistent. Consider the following scenario: If a company expenditure totals $296.89, the amount reported should be rounded up to $297 instead of $300. If tidy figures are overused, the Internal Revenue Service (IRS) would most likely seek proof of the business cost.

3.Excessive Donations to Charitable Organizations

Taxpayers who have made charitable contributions during the previous tax year may be eligible for tax deductions from the Internal Revenue Service. The IRS will likely conduct a tax audit on taxpayers who have overstated their charitable contributions on their tax returns, but this is not certain.

Reporting Losses in Excessive Amounts

Self-employed people may be tempted to claim personal expenditures as company expenses in order to reduce their tax liability. The Internal Revenue Service (IRS) will, on the other hand, raise a few questions if you choose to write off such expenditures. It is critical that self-employed individuals deduct only those expenditures that are absolutely necessary to their job performance.